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Sports Injuries and Workers’ Compensation

It is a given that US employers provide workers’ compensation insurance for their employees for work-related injuries or diseases, but it is less well-known that professional athletes also have their own workers’ comp coverage. However, if former athletes develop a disability caused by past injuries, are they still eligible for workers’ compensation?

It depends on the circumstances. The National Football League (NFL) is negotiating a settlement fund that has recently been given preliminary approval designed expressly to compensate former NFL players. This came about after thousands of former NFL players sued the organization for promoting an unhealthy work environment that resulted in concussion-related personal injuries including Alzheimer’s, Parkinson’s, and Lou Gehrig’s disease (formally known as Amyotrophic Lateral Sclerosis or ALS). There have so far been 7 reported ALS cases among these former NFL players, raising the question about the link between playing professional football under the NFL and ALS.

Professional athletes in most sports are often subject to injuries, which is why it makes sense to have workers’ compensation for these injuries. However, some states have chosen to impose restrictions on these claims i.e. California in response to the lobbying by sports team employers and their insurers. Making a claim for personal injury compensation can be difficult and would require the assistance of an experienced lawyer.

At the very least, these former athletes who may find themselves suffering from debilitating conditions should be eligible for Social Security disability, but the batting average is far from ideal. An Indiana Social Security disability lawyer would be the first to inform the client that roughly 2 out of 3 disability claims are initially denied. In such cases, going through the appeals process can be frustrating, time-consuming and overwhelming for the inexperienced claimant.

If you have suffered serious injury as a result of practicing your profession, you may be eligible for personal injury compensation or disability benefits. Contact the appropriate lawyer in your area to protect your rights and help you get the compensation you deserve. While not all things can be replaced with money, this compensation can help you return to a somewhat normal life.